Unlike other credit repair companies, we don’t do factual disputing as this method is outdated, ineffective, and equivalent to fraud. We don’t send out a template, or cookie-cutter disputes on behalf of our clients. We challenge ETHICALLY and EFFECTIVELY by the report-ability of the individual account, contesting that the requisite standards of compliance are not being adhered to. So even if the account has information that is factual, the compliance of the account may not meet FCRA standards, therefore, force either a modification to correction OR REMOVAL from reporting.